Rental Assistance Options

Learn how to find rent relief programs, avoid eviction, and get financial support for housing stability.

Why Rental Assistance Exists

Rising housing costs and economic instability can leave even hard-working renters struggling to keep up. Rental assistance programs offer short- and long-term help to prevent eviction, cover back rent, and support households experiencing temporary hardship.

Good to Know: Many rental relief programs are still active through local housing authorities, even after pandemic funding expired.

1) Emergency Rental Assistance (ERA)

The Emergency Rental Assistance (ERA) program is the largest source of government-funded rental relief in the U.S. It helps tenants pay current and past-due rent and utilities directly to landlords or service providers.

  • Who qualifies: Renters with income below 80% of the area median income (AMI) or those who have lost income due to job loss or increased expenses.
  • What’s covered: Up to 18 months of rent and utility payments, including past-due amounts.
  • Where to apply: Contact your state or local housing authority or visit nlihc.org/rental-assistance.

2) HUD Rental Programs

  • Section 8 Housing Choice Voucher: Provides ongoing monthly rent assistance by paying a portion of rent directly to the landlord.
  • Public Housing: Managed by local housing agencies, offers affordable rent based on income.
  • Project-Based Vouchers: Rent subsidy attached to specific apartment buildings.

Applications are often waitlisted, but many cities open new enrollment windows yearly — check your local housing authority website regularly.

3) State and Local Rent Relief Funds

  • Some states operate ongoing rent relief funds for families who missed federal deadlines.
  • City-level nonprofits partner with United Way and housing departments to offer emergency aid.
  • Funds are often disbursed directly to landlords to prevent eviction filings.

4) Nonprofit & Community Assistance

  • United Way 2-1-1: Connects renters to active local programs, emergency grants, and legal aid.
  • Salvation Army & Catholic Charities: Provide one-time rent or deposit assistance for qualifying households.
  • Legal Aid: Offers free eviction defense and housing rights advocacy.
Tip: If you’ve received an eviction notice, contact local Legal Aid immediately — they can often delay or stop eviction while your rental aid is processed.

5) Documentation You’ll Need

  • Photo ID for all adults on the lease.
  • Lease agreement or landlord verification form.
  • Proof of income (pay stubs, benefits letter, or unemployment verification).
  • Proof of hardship such as job loss, medical expenses, or increased living costs.
  • Recent utility or rent statements showing amounts owed.

How to Apply

  1. Locate your local or state ERA or housing assistance program.
  2. Gather your documents before starting the online form.
  3. Submit your application and follow up with your landlord and case manager.
  4. Monitor your email for approval or additional document requests.

Common Questions

  • Can I apply if I already received help? Yes, if you still meet eligibility and haven’t reached program limits.
  • Does my landlord have to participate? Most programs prefer direct landlord payments, but renters can still receive aid if landlords decline.
  • What if I’m already in eviction court? Emergency legal assistance and mediation services can help pause proceedings while your application is reviewed.

Get Started

Visit nlihc.org/rental-assistance or call 2-1-1 to find rental programs near you. Apply as soon as possible to maximize the chance of approval before local funding runs out.

Final Thoughts

Rent relief programs exist to keep families secure and prevent displacement. Whether you need short-term support or ongoing housing assistance, applying early can make all the difference. Explore all available options — local, state, and nonprofit — to protect your home and peace of mind.